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Learn About Accepting Credit Cards
and Credit Card Processing

At North American Bancard our goal is to educate you about accepting credit cards and the best credit card processing solutions for your business. With free setup, free software and guaranteed lowest merchant account rates, we look forward to saving you money and helping your grow your business.

If you are a new merchant or in need of a merchant account, we offer a variety of tools to inform you about accepting credit cards. Take this opportunity to learn about credit card processing and check out our Merchant Guide and articles about accepting credit cards.

North American Bancard offers a full line of products and services to completely meet all of your credit card processing needs. We offer processing options depending on your business type and credit card sales. Options for accepting credit cards are broken down into two different categories of merchant accounts; credit card sales where the credit card is not physically present like mail order, internet or telephone and face to face sales like a storefront location.

Processing Options

It is important to pick the best merchant account option for your business. For merchants with more than 50% of sales where the credit card is not physically present, the Card Not Present is the best merchant account solution. If the card is physically swiped more than 50% of the time, then the Card Present is the most appropriate merchant account solution.

It is also important to learn about the merchant account and credit card processing rates. At North American Bancard we guarantee the lowest processing rates and merchant account fees. If you are already accepting credit cards and we can't beat your current rate, we will give you $500 just for your time. Learn more about the rates associated with accepting credit cards.

Face to Face solutions, where the majority of credit cards are being swiped, the discount rate and transaction fee will be slightly lower then those where the card is not present. The Visa / MasterCard Interchange network has a lower cost structure associated with cards that are swiped, since the chance of the physically present card to be stolen is much less than phone, internet or mail order transaction.

If you are still unsure which solution is best for you to accept credit cards and want to speak with an expert merchant account consultant, call us at 1.866.613.2558 or apply online and one of our merchant accounts executives will answer any additional questions and provide you with all the necessary information about accepting credit card.

Remember, there is no obligation and it's Risk-Free for 45 days.